My journey began in a single-parent household where money was always tight.

Growing up with limited resources, I saw how financial stress could shape choices, limit dreams, and impact everyday life. That experience instilled in me a deep respect for money and a desire to understand how to manage it well.

Later in life, I got my first credit card — and made every classic mistake. My financial life spiraled, and it took almost a year to recover. That turning point made me realise how vital financial literacy is — not just for survival, but for thriving.

Today, I Bright Agbenyo — an NFEC Certified Financial Education Instructor, content creator, and a registered nurse (Ghana, UK & USA). I use my personal story and professional experience to help young professionals and everyday people build wealth, eliminate debt, take control of their financial futures & build a successful career.

I’ve already helped friends create emergency funds, become debt-free, and begin building their wealth. I have impacted over 100,000 individuals through my social media platforms.

With the credibility of the CFEI program, I’m now on a mission to reach more lives — especially young African professionals in the UK, Ghana, and the diaspora — through a practical, engaging, and empowering financial literacy movement.